• info@instarupees.com
  • +91-921-144-4324

FAQ

Applying for a loan with Insta Rupees is quick and hassle-free:

  • Visit our official website.
  • Fill out the simple loan application form with your basic details.
  • Submit the required documents.

Our streamlined process ensures that you can apply for the loan that suits your needs in just a few easy steps.

If you anticipate difficulty in repaying your loan, contact our customer support team immediately. We aim to offer a transparent and flexible lending experience and may be able to guide you through alternative solutions based on your situation.

No, Insta Rupees does not charge any penalty or fee for early repayment. You are free to settle your loan before the due date without any additional costs or prepayment charges.

Missing a loan repayment deadline may result in:

  • Late payment charges are being added to your outstanding amount.
  • A negative impact on your credit score, which can affect future loan approvals. We recommend timely repayment to avoid such consequences.

Currently, you must close your existing loan before applying for another one with Insta Rupees. Once your active loan is repaid, you are welcome to apply for a new loan, subject to eligibility.

Loan eligibility is calculated based on your monthly salary and existing fixed financial obligations like your house rent, EMIs, etc. We make sure that the loan amount offered fits comfortably within your repayment capacity, so that you can repay on time without financial stress.

Yes, your privacy and data security are our top priorities. Insta Rupees uses advanced encryption and secure systems to protect your personal and financial information throughout the application process.

You’ll need one or more of the following valid ID documents to complete your loan application:

  • Aadhaar Card
  • PAN Card
  • Voter ID
  • Passport
  • Driving License

Ensure the documents are up to date and match the information provided in your application.

You can reach out to our support team through the contact section on our website. Our dedicated customer service team is available to assist you with any questions, concerns, or support needs to ensure a smooth and satisfying experience.